Empowering Startups and Community Businesses
Microloans are small-scale financing options of $50,000 or less, specifically designed to help small startups, micro-enterprises, and non-profit childcare facilities establish themselves and scale. Underwritten through flexible parameters, they support entrepreneurs who may not yet qualify for traditional commercial banking.
These loans are delivered through intermediary, community-based organizations approved by the SBA to support localized economic growth. Use these funds to cover operational startup costs, purchase initial inventory, launch marketing campaigns, or acquire essential office hardware.
Key Features of Jabi Micro Loans
- Flexible Eligibility: Slightly more relaxed credit and revenue requirements to accommodate early-stage operations.
- Operational Target: Ideal for purchasing initial inventory, marketing tests, working capital, or minor office assets.
Micro Loans Parameters
| Maximum Amount | $50,000 |
| Interest Rates | 8.0% - 13.0% |
| Repayment Term | 12 - 36 Months |
| Processing Speed | 3 - 5 Days |
How to Secure a Micro Loan
Online Intake
Provide your basic startup parameters and operational details in our online form.
Plan Review
Our small business advisors review the application and structure your micro financing program.
Fund Operations
Complete the SBA intermediary close guidelines, and receive your funding wire to jumpstart operations.
Launch or Grow Your Small Enterprise Today
Submit your application and find out if you qualify for startup Micro Loan structures.
Get Pre-Approved Today